IQ.Financial Terms of Service

Last Modified: 11/9/2016

Welcome to IQ.Financial (the “Service”), owned and managed by IQ Financial Tech Solutions, LLC (the “Company,” “we,” or “us”). The Company offers this site, including all information, tools and services accessible from this site to you, the user (“you”), based upon your agreement with of all terms and conditions provided for in these Terms of Service (the “Terms”). These Terms apply to all user of the Service, including without limitation clients who are browsers, vendors, customers, merchants, and/ or contributors of content. Additional terms may apply where indicated.

By using the Service in any way, you acknowledge that you have read and agreed to these Terms in full. We may modify these Terms at any time by updating this document. The date of last modification is reflected at the top of the Terms. You agree to be bound by the most recent version of the Terms as provided for on the Service.

  1. USE OF THE SERVICE
    • By using or accessing the Service, you agree that you:
      1. are at least 18 years of age or older if required by your jurisdiction;
      2. will not provide any information to the Service or the Company that is inaccurate, misleading, or incomplete in any way;
  • will not violate any Software License for any Software purchased from the Company or its vendors;
  1. will not to imitate, copy, duplicate, offer, exchange or exploit any part of the Service, utilization of the Service, or access to the Service or any contact on the site through which the administration is given, without express written authorization by us;
  2. will not reverse engineer, decompile, hack, disable, or disassemble the Service; and
  3. will not use the Service in any way that violates any law, rule, ordinance, regulation, or contract.
  • The Company may terminate or modify the Service or its features at any time, without notice, and without any liability to you.
  • The Company may terminate or limit your Account or your access to the Service at any time and without notice.
  • Although we endeavor to provide up to date information on the Service, some information may be inaccurate or outdated. You understand and acknowledge that we will not be liable for any inaccurate or outdated information.
  • The Company reserves the right to deny assistance or service to anybody for any reason at any time.
  1. USER ACCOUNTS
    • You may need to create a user account (“Account”) in order to access all of the features of the Service or in order to use the Software. Each Account is personal in nature and may not be shared unless expressly authorized otherwise.
    • You agree to keep your Account login information, including username and password, private at all times. You agree to be responsible for any charges or actions originating from your Account.
  2. PURCHASES
    • Costs and availability for items or services on the Service (collectively, “Software”) are liable to change without notice. All portrayals of Software are liable to change at whenever without notice, at the sole circumspection of us. We maintain whatever authority is needed to cease any item whenever. Any offer for any item or service made on this site is void where prohibited.
    • You agree that we may charge your credit card or other payment method for the price of any Software (as listed on the Service) that you buy. We may use third party payment processors or Intuit to process these charges. Some Software includes subscription billing. In those instances, you authorize Intuit to charge you on an ongoing basis for the subscription payments pursuant to the subscription you choose.
    • You agree to provide up to date, complete and accurate payment and mailing data for all purchases made through the Service. We may not process orders if we find the data to be inaccurate or incomplete.
    • Some Software you purchase may be conditioned on your agreement to a software license or agreement (“Software License”).
    • Certain items or services might be accessible only online through the site. These items or services may have constrained quantities and are liable to return or exchange just as indicated by our Return Policy.
    • We have worked hard to show as precisely as possible the hues and pictures of Software available for purchase. However, we can’t ensure that your PC screen’s show of any shading will be exact. Your actual display may vary.
    • We reserve the right (but not the obligation) to restrict the offers of our products or services to any individual, geographic locale or purview. We may practice this privilege on a case-by-case basis. We maintain whatever authority is needed to restrict the amounts of any items or services that we offer.
    • We reserve the right to reject or limit any order you place with us.
    • YOU AGREE TO BE BOUND BY THE SERVICE’S REFUND POLICY AND SHIPPING POLICY, AVAILABLE HERE [LINKS].
  3. THIRD PARTY SOFTWARE
    • The Company may provide (by purchasing Software or otherwise) access to third party software, applications, or websites (the “Third Party Program”). You agree that such Third Party Programs are provided “as is,” “where is,” and “with all faults.” You agree to use these Third Party Programs at your own risk.
  4. INDEMNIFICATION
    • To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless the Company from and against any and all claims, liabilities, losses or expenses arising from, or related to, (i) your breach of this Agreement or (ii) your use of the Service or Software.
  5. INTELLECTUAL PROPERTY
    • The Company or its vendors are the owners of all copyrights, trademarks, service marks, trade dress, and other intellectual property, whether or not registered, found throughout the Service (collectively, “Intellectual Property”). You acknowledge and agree that no license, sale, or assignment of Intellectual Property has been made to you and that you may not use or distribute the Intellectual Property or any derivatives thereof. The Company reserves all rights in and to the Intellectual Property.
  6. NO WARRANTIES
    • THE SERVICE AND THE SOFTWARE IS PROVIDED WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING (WITHOUT LIMITATION) ANY WARRANTIES FOR A PARTICULAR PURPOSE, FITNESS, OR ACCURACY.
    • Without limiting Section 4(a) of this Agreement, you understand and agree that:
      1. the Service or Software may not meet your requirements or expectations;
      2. the Service or Software may not be free of bugs, errors, viruses or other defects;
  • the results, output, or data provided through or generated by the Software may not be accurate, up-to-date, complete or reliable;
  1. the Software may not be compatible with third party software; and
  2. we may not correct errors in the Service or Software.
  1. LIMITATION OF LIABILITY
    • In no event will the Company or its owners, employees, or affiliates be liable to you or any third party for any special, incidental, indirect, punitive or exemplary or consequential damages, or damages for loss of business, loss of profits, business interruption, or loss of business information arising out of the use or inability to use the Service or Software, or for any claim by any other party, even if the Company has been advised of the possibility of such damages. You agree to use the Service and Software solely at your own risk.
  2. GENERAL TERMS
    • This Agreement shall be governed by the laws of the state of North Carolina and the United States.
    • Any controversy or claim arising out of or relating to this contract, or the breach thereof, shall be settled by arbitration in North Carolina administered by the American Arbitration Association under its Commercial Arbitration Rules, and judgment on the award rendered by the arbitrators may be entered in any court having jurisdiction thereof.
    • This Agreement and the Privacy Policy constitute the full, final, and complete understanding of the parties as it relates to the subject matter hereof.
    • This Agreement may be assigned by the Company pursuant to a merger, sale, or reorganization. This Agreement may not be assigned by you except with the express written permission of the Company.